Credit Analyst for Japanese Corporates

MUFG

  • 서울시
  • 정규직
  • 풀타임
  • 1일 전
Do you want your voice heard and your actions to count?Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.We are seeking an experienced and detailed-oriented Credit Analyst for Japanese Corporates to join our team at MUFG Bank, Seoul branch. The successful candidate will be responsible for assessing, monitoring and communicating credit risk profile of Seoul Branch’s Japanese clients to support business expansion, to make proper review & challenge as well as to support final decision making, based on internal and regulatory policies/requirements and also involved in credit related projects (audit, improvement/enhancement of credit management, team task)What you will be doing(R&R):
  • Prepare writeups for credit applications (both new deals and existing deals) and Borrower Rating applications in a timely manner with high quality and accuracy.
  • Collect information from various sources, including customer financial statements, company accounts, borrower ratings, and sector data, to support deal assessments.
  • Collaborate with Relationship Managers to gather information from customers, including financial statements and company accounts.
  • Assess customer and industry risk, as well as asset evaluation and cash flow, to ensure feasibility of projection through detailed modeling and conduct regular monitoring
  • Conduct necessary review and challenge within the branch when necessary.
  • Communicate quickly and precisely with the Credit division (Tokyo) to obtain timely credit approvals.
  • Partner with the Risk Control department to maintain stable risk management for customers.
  • Conduct credit monitoring to maintain a sound credit portfolio.
  • Contribute to a healthy balance sheet for the branches in the region by assessing the creditworthiness of applications.
  • Provide training and study sessions for colleagues on overall credit policy, financial analysis, and credit risk-related projects.
  • Ensure compliance with relevant regulations and limits.
  • Maintain good working knowledge of industry trends, products, and regulations.
  • Adhere to all company policies and guidelines.
  • Handle internal and external audit-related tasks.
What we are looking for (Qualification):
  • Bachelor’s degree or higher
  • Several years of experience as a credit analyst, preferably in a financial institution or corporate banking
  • Competent in company analysis, financial results, and banking deals
  • Strong analytical skills and attention to detail
  • Knowledge of credit risk management, financial analysis, industry trends, and regulatory requirements
  • Basic understanding of financial analysis, accounting, and credit deal analysis in corporate banking
  • Strong business sense (deadline management, logical thinking, resilience, negotiation, presentation, collaboration)
  • Interest in research, impact assessment, forecasting, and actionable deliverables
  • Excellent communication and interpersonal skills
  • Japanese proficiency is preferred, however, we are also open to candidates fluent in either Japanese or English, depending on the overall fit
  • Ability to work collaboratively with various departments
#LI-DNIMitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

MUFG